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EXPERIENCE THAT COUNTS
“We’ve been around...and we will be here for you!”
Employee Benefits and Communications Company (EBC) has been a proven leader in providing professional communication of supplemental worksite benefits and services since 1993. Currently EBC services over 100 employer groups and associations ranging from 10 to 4500 employees or members throughout most of the United States. EBC is domiciled in San Antonio, Texas, with a satellite office in Tyler, Texas. With over 20 years combined knowledge in the worksite market, our staff has the knowledge that you can trust and rely on to make decisions on quality products and services for your employees. While we are constantly reviewing and expanding our product portfolio, our most common offerings include the following benefits and services: |
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employee benefits & communications company
“Your Worksite Benefits” |
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ebc |
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EFFECTIVE COMMUNICATION
“Benefits that are not communicated, are not appreciated”
The need for understanding insurance is paramount for employees to make sound financial decisions. Through conducting literally thousands of benefits seminar meetings and person-to-person presentations, our enrollment process has been refined to a concise presentation that allows the greatest understanding of the benefits, using laymen’s terms, while remaining conscious of employer time constraints.
EBC utilizes these types of presentation styles, dependent on employer logistics and desires, to ensure professional communication of all benefits and services.
· Group Seminars - Group meetings are our most popular method, allowing employees to hear the exact same presentation in an employer controlled environment. Presentations are conducted in a time frame set by you that allows employees to hear the information, review it over a specified period of days, and then return their response direct to their HR department. This method has minimal policy cancellations, maximizes time usage for the employer, provides a turnkey enrollment requiring only one set of meetings with employees, easier application completion, and allows a comfortable and informative question asking environment with no pressure!
· Person-to-Person / Laptop - Person to Person enrollments allow employees to be counseled individually. This format is most applicable when enrolling individual life insurance products, and when a laptop enrollment system is desired. Our team of professional enrollers are trained to communicate your specific benefits to the worksite to ensure a timely and prompt enrollment. Employees usually make their decisions at the time of enrollment. |

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EXPANDED CARRIER RELATIONSHIPS
“doing business with the best”
EBC feels strongly that no one carrier has all of the best products. Our experience has taught us that most carriers specialize in certain types of products and services to fit specific needs and certain types of industries. To provide our clients with true product versatility, currently EBC is appointed with most of the major worksite marketing carriers and top TPA service providers in the country today. We continually evaluate existing carrier relationships based on product competitiveness, customer service, problem resolution, and back office organization. In many instances, we have performed on-site home office visits to inspect the quality and level of service we expect! We also continue to review the marketplace for new carriers who fit our criteria of quality and service.
Through this process, EBC feels confident that we have the advantage over our competitors, who work with only one carrier or service organization. As a result. EBC, through a needs analysis, can ensure that you and your employees/members receive the most competitive and comprehensive worksite marketing solution! |
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EFFICIENT SERVICE
“Your insurance is only as good as your representative/agency”
In today’s competitive marketplace, everyone seeks a way to distinguish themselves. Performing the enrollment function for worksite benefits is only the beginning and EBC recognizes that what happens after an enrollment is MOST IMPORTANT! We determine our success by SERVICE!
Employer Services
At EBC, we realize the extreme importance of our operation’s unit. Utilizing the latest technology, we have been able to maintain a paperless office environment, providing superior efficiency and minimal errors. These attributes equate into prompt customer service and efficient problem solving. Our filing techniques afford our staff with fingertip access to data. We also rely heavily on technology to supply all types of reporting to our clients, ensuring prompt and accurate information forpost enrollment. These same reports are automated to the carrier to ensure minimal underwriting issues. We also utilize an extensive contact management system to track quarterly service calls, billing and claim issues, and timely service scheduling.
While we realize mistakes will happen, we focus our attention on rapid resolution!
Policyholder Services
At EBC, we have learned that one of the most stressful times in a person’s life is when they have to use their insurance. We understand the physical and emotional aspects of dealing with a catastrophic illness and other life events. Insurance is designed to assist with the financial aspect, but sometimes the claims filing process is equally stressful.
Insurance companies have grown in size to where seldom do you ever speak to the same person twice! EBC acts as a true liaison between our policyholders and the carriers. With a multitude of access points, our staff will assist policyholders with detailed explanations of how to file claims, what information is needed, and other vital communication to expedite carrier responsiveness. Over 95% of our service calls and emails are returned within the same day!
Your employees will appreciate the caring and efficiency with which we handle their needs.
Experience + Effective Communication + Versatile Products + Efficient Service
“Your Worksite Benefits”
employee benefits & communications company “Your Worksite Benefits”
San Antonio Office Sales and Service
PO Box 782324 San Antonio, TX 78278
(800) 840-6580 (210) 698-6580
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Insurance Products |
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Critical Illness |
Cancer |
Heart Disease / Stroke |
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Accident |
Short Term Disability |
Long Term Disability |
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Universal Life with LTC |
Group Term Life |
Long Term Care |
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Deductible Buy-Down / GAP |
Limited Benefit (Minimed) |
Hospital Indemnity |
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Employer Services |
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Section 125 / FSA (debit card) |
Common Remitter Billing |
COBRA Administration |
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HR Portal |
Laptop Enrollment |
Benefit Statements |