Employer Groups

The business community is no stranger to change. Many industries have experienced explosive transition in recent years with changing government regulations, increased pressure to reduce costs, and rapid technological advances. Even the nation's work force has changed. Today's employees are more diverse demographically, better educated, and more interested in making their own benefits decisions.

Voluntary worksite benefits also known as supplemental insurance offers employers a way to control costs and meet employee needs. Although these may seem like contradictory goals, supplemental insurance - benefits that are offered at the worksite, but selected and paid for by employees - offer employers an easy way to achieve both.

Supplemental insurance benefits can help.

Supplemental insurance allows employers to offer an enhanced benefits package and gives employees the flexibility they want. In addition, supplemental insurance offers many advantages to employers, including a more attractive benefits package that can help them recruit and retain qualified, professional employees. When combined with the convenience of payroll-deducted premiums, supplemental insurance makes an exciting addition to an employee's existing benefits package.

Benefits communication is critical.

Although a good benefits package is critical to helping retain and attract quality employees, benefits are meaningless unless employees understand them. With reductions in human resources staffs during the past few years, this important element of a successful benefits plan has often been left undone. Make sure you get the maximum value for your benefits investment by making sure your employees understand and appreciate their benefits.

Choose a supplemental insurance provider carefully.

When choosing a supplemental insurance carrier, employers should consider the following

  • A financially stable company.
  • Communication of existing and new benefits.
  • Multi-facility enrollment capabilities (if applicable).
  • Prompt claims-paying record.
  • Excellent service reputation.
  • Payroll deduction of premiums.
  • A broad portfolio of insurance products.
  • Expertise in supplemental insurance.

Some of the Advantages of Supplemental insurance:

Supplemental insurance - benefits that are available at the worksite and paid for and selected by employees - offer employers many advantages.

  • More comprehensive benefits program.
  • Reduced pressure to increase employer-paid benefits.
  • Benefits program that meets the individual needs of employees.
  • Improved employee morale.
  • More attractive benefits package that helps employers recruit and retain quality, professional employees.

The EBC Advantage

  • 100% coordination of supplemental insurance offerings with your existing broker relationship.
  • 15 major carriers represented (we are not a captive agency) ensuring the correct product offering.
  • Inhouse service and support for employer and policyholder coordinated with existing broker relationship.
  • Diverse enrollment strategies available.
  • Core benefits communication available.
  • Bi-lingual enrollment capabilities.
  • Multiple electronic platform experience.

Contact Us to learn more!